If you're interested in making your money work for you, then you'll be interested in our certificate of deposit products. Bay Bank's rates are very competitive with our market area. We're here to provide you with the necessary tools to manage your portfolio to fit your needs and goals.
Please take a moment to review the rate table; and, when you need assistance, please contact one of our customer service representatives by email at baybank@baybankandtrust.com, call us at 850-769-3333, or visit our Branch nearest you.
Certificate of Deposit Interest Rates*
(Rates effective as of October 6, 2008)
|
| Term |
Interest Rate |
APY* |
| 14-31 Days |
1.00% |
1.00% |
| 32-89 Days |
1.15% |
1.16% |
| 90-180 Days |
1.35% |
1.35% |
| 6 Months |
2.20% |
2.21% |
11 Months
"Promotion Special"
Single Maturity |
2.40% |
2.40% |
| 12 Months |
2.35% |
2.35% |
| 18 Months |
2.40% |
2.40% |
| 24 Months |
2.55% |
2.55% |
| 30 Months |
2.60% |
2.60% |
| 36 Months |
2.80% |
2.80% |
| 60 Months |
3.00% |
3.00% |
